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Maryland ABLE accounts help families and their loved ones with disabilities save for the future without jeopardizing federal, state and local benefits. Join Kelly Nelson, Outreach and Communications Manager from Maryland ABLE, as she shares by webinar the following: the eligibility criteria and enrollment process; features of an ABLE account and the account management process; tax-free savings and tax-free withdrawals for qualified disabilities expenses; accessing a Maryland state income tax deduction for contributions; and, how an ABLE account can be used in collaboration with a Special Needs Trust Recent updates to the Maryland ABLE Program More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

This webinar is an in-depth overview that will thoroughly educate attendees about the essentials of estate and elder law planning. Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, in our Estate Planning and Elder Law Essentials webinar Steve will thoroughly educate attendees about estate planning and incapacity planning issues. Some of the topics he will address include: — understanding the planning process, including the reasons for estate planning — wills vs. trusts — probate vs. non-probate and understanding non-probate devices — the absolute importance of incorporating “flexibility” in your planning — planning for incapacity — understanding the importance of financial powers of attorney, advance medical directives and MOLST — Medicaid — myths versus reality — estate tax planning — asset protection and protecting shares for children and grandchildren — understanding why having outdated documents could provide challenges in the future — how to achieve perfection for your legacy More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

While the simultaneous passing of spouses is certainly a possibility, the likelihood that one spouse will predecease the other is a reality which must be contemplated and discussed. Remarriage and asset protection are two of the most common concerns voiced by married couples when thinking about how the estate will be handled in the event that one spouse dies before the other. In these discussions, it often comes as a complete surprise to learn that there are also certain statutory mandates regarding inheritance between spouses that must be taken into account. Join Managing Principal and Lead Attorney Stephen R. Elville for an insightful and important discussion about “Estate Planning for Surviving Spouses: Considerations, Recommendations, and Procedures.” Among the topics to be discussed include: – How to ensure that your estate “plan” survives in the event your surviving spouse gets remarried, including a review of statutory spousal rights to assets, the importance of pre- and post-nuptial agreements, and options for irrevocable trust planning to control the use and distribution of your estate in the event you pre-decease your spouse; – An overview of available mechanisms for providing enhanced asset protection for the benefit of your surviving spouse; and – A discussion of the relevant estate and income tax considerations. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

This webinar is an in-depth overview that will thoroughly educate attendees about the essentials of estate and elder law planning. Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, in our Estate Planning and Elder Law Essentials webinar Steve will thoroughly educate attendees about estate planning and incapacity planning issues. Some of the topics he will address include: — understanding the planning process, including the reasons for estate planning — wills vs. trusts — probate vs. non-probate and understanding non-probate devices — the absolute importance of incorporating “flexibility” in your planning — planning for incapacity — understanding the importance of financial powers of attorney, advance medical directives and MOLST — Medicaid — myths versus reality — estate tax planning — asset protection and protecting shares for children and grandchildren — understanding why having outdated documents could provide challenges in the future — how to achieve perfection for your legacy To RSVP/register ahead of time and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-338-8910 x117. Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for professionals who attend this presentation. We look forward to hosting you! More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

Presented by the Elville Webinar Series and Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville, this webinar will delve into the situations that arise after the death of a client, client’s family member, or loved one and the trust and estate administration that takes place during that time. Helping advisors and family members understand what their roles are in helping clients and loved ones through the legal process, what that legal process is, and how advisors and other planning team members can best work together in support of clients is of paramount importance during this challenging time for all involved. Learning Objectives: — unraveling the mystery of what happens after the death of a client or loved one — minimizing confusion and providing maximum support to clients and loved ones at a time of crisis — what is the legal step-by-step process that needs to be taken after death? — what are the practical steps that should be taken after death? — examining the most significant and potentially problematic legal and tax issues advisors and family members should be aware of in the months following the death of a client or loved one — how financial advisors, CPAs, and attorneys can best work together in support of clients More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

Join Elville and Associates as we welcome back guest presenter Eric Jorgensen, founder and consultant with True North Disability Planning which provides a complete timeline overview of what families and the professionals they work with can expect from the original diagnosis until the child survives the parents. Eric will highlight key times when specific planning items such as completing an estate plan, getting life insurance, or applying for SSI should be completed. He will also discuss potentially lesser-known resources such as Low Intensity Support Services and Pre-Employment Transition Services. Key takeaways include: – Life insurance, ABLE accounts and Special Needs Trusts are critical tools, but not the plan – Don’t wait until your child is in the last year of school to think about his or her transition – You are not applying for benefits for you — delaying because it doesn’t seem worth the effort could be sabotaging your child More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

Join Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville as he offers this webinar discussion about the very important topic of how to select a Trustee. Choosing a Trustee is one of the most intensive pieces of the estate planning process, and a choice not to be taken lightly. Ensure you’re educated about all of the factors that go into making this important decision. Points of emphasis will include: -- What is a Trustee and what are their responsibilities? -- Types of Trustees and their characteristics - advantages and disadvantages -- The perfect Trustee - setting the benchmark for selection -- Trustee selection - why is it so important? -- Trustee succession and plan design - why so difficult, why so crucial? -- Trustee roles in Wills and Trusts -- What are some reasons to consider appointing a Corporate Trustee? -- Why should you be concerned about "Successor Trustee risk"? More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

What does the Hybrid 5-Year Trust have to with estate planning? Quite a lot, depending on the goals of your client. Whether clients desire a method to do pre-need (pre-crisis) elder care planning; asset preservation; gifting to children or grandchildren; preserving tax benefits, giving away assets while maintaining an element of control over them; preserving an inheritance; or protecting gifted assets from the claims of beneficiary creditors, or other related intentions, the hybrid Five-Year Trust could be a tool that allows for the attainment of client goals and intentions all the while avoiding probate. In this interactive and intensive webinar workshop, Maryland estate planning and elder law attorney Stephen Elville will cover the fundamentals of the Hybrid 5-Year Trust and how it can be used in powerful ways to accomplish client goals and objectives, even at a time of a client’s individual incapacity. What you will learn: – What are moderately wealthy to middle-rich clients looking for in estate planning today? – What are the family dynamics involved in “hybrid” estate planning in 2023? – What is a Hybrid Five-Year Trust? – How the types and aspects of asset protection affect clients and relate to their goals in planning – How the Hybrid Five-Year Trust can empower the right client and help them accomplish their objectives – Case Examples – Questions and Answers More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

Elville and Associates welcomes Mr. Carlos Graveran, Executive Director of Frederick Health Hospice, who shares with attendees everything to know about hospice, including the many benefits and support options hospice offers that are unknown to most people. From different levels of care, to music therapy and Veteran’s programs – these are just a few of the myriad ways hospice can provide support and guidance to individuals and families when they need it most. Key takeaways include: • Hospice is nothing to fear. • Learn the facts before you need the care. • Hospice care is for the entire family, not just the patient. • Advocate for yourself. End-of-life decisions should be made by you, not your doctor. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

Irrevocable trusts are often misunderstood. Despite all the constant talk about their uses and applications, few clients, financial advisors, CPAs, and other professionals really understand the potential power and application of these estate planning, asset protection planning, tax planning, special needs planning, elder care planning, and charitable planning tools. And along these lines there are usually many unanswered questions such as when should irrevocable trusts be used?; what do irrevocable trusts really do and how do they function?; what are the downsides of irrevocable trusts?; how can we be sure not to miss opportunities with irrevocable trust planning?; are irrevocable trusts really suitable for most clients?; and more. In this interactive workshop, Managing Principal and Lead Attorney Stephen R. Elville will provide an overview of the most utilized irrevocable trusts and their potential uses and purposes in 2023. Steve will address the above-mentioned questions along with the questions of attendees. The following major topics will also be covered: – Why should clients care about irrevocable trusts in 2023? – What are the most known and available irrevocable trusts in 2023? – Uses and objectives in irrevocable trust planning – Differences between revocable and irrevocable trusts – Taxation of irrevocable trusts – a very brief overview – The continuing need for flexibility – new plans versus older plans This webinar is offered in partnership with the Howard County Library System, a longtime supporter of Elville and Associates’ educational programs. To learn more about the HCLS, its edwucational programs and calendar of events, please visit https://live-howardcounty.pantheonsit… or contact Ms. Rohini Gupta, Adult Curriculum Specialist, at rohini.gupta@hclibrary.org. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

The real estate market has changed since we welcomed Realtors Donna Weaver and Karen Lawlor of the Wendy Slaughter Team several months ago. Donna and Karen are back to talk about local and national statistics, home prices, and current inventory, and share some answers to some of the most current commonly asked real estate questions, including: – What should I look for when hiring a realtor? – How do I price my house? – Do we need to update our home prior to selling? More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

Join Elville and Associates as we partner with Dr. Ferdinando Mirarchi, D.O. a renowned Doctor of Osteopathic Medicine as we discuss how to safely navigate a changing healthcare system and COVID with your living will. Learning objectives and primary points of discussion include: 1. Learn how COVID has impacted your care and safety in the healthcare system. 2. Learn how to safely navigate important questions regarding ventilators. 3. How to be sure your appointed healthcare agent will act on your behalf. 4. Learn how MIDEO (My Informed DEcision on VideO) becomes a primary safety tool to ensure you receive the right care at the right time. To provide further context, Ferdinando Mirarchi, DO, is the Chief Executive Officer and Chief Medical Officer of United States Acute Care Solutions MIDEO, LLC. He has recently been appointed as the Chairman of the National Palliative Care Committee for USACS. Dr. Mirarchi is the Principal Investigator of the TRIAD Research Series (The Realistic Interpretation of Advance Directives). The results of his TRIAD research have been featured in the NY Times, Washington Post, Boston Herald, and many more nationally syndicated outlets. The TRIAD research has confirmed there is a new nationwide and global patient safety risk related to confusion surrounding living wills, DNR & POLST orders. His TRIAD research has also set the foundation for the development and utilization of a state of the art, evidence-based patient safety solution called MIDEO (My Informed Decision on VidEO). MIDEO has been structured to be both a Video Advance Directive and portable Physicians Medical Order that is prescriptive, clarifies existing documents and retrievable in seconds. Dr. Mirarchi serves as a reviewer for peer review scientific journals such as CHEST and JAGS and is an Editorial Board Member for Patient Safety Magazine. He is the author of Understanding Your Living Will; What You Need to Know Before a Medical Emergency, and holds many other national positions in the medical field. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries