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Identity theft occurs when someone uses another's personal identifying information, like their name, social security number or credit card number, to commit fraud or theft. Identity theft is one of the fastest growing crimes in the United States. A 2021 Javeline Strategy study estimates Americans lost a total of $56 billion dollars in Identity Theft scams. These alarming statistics demonstrate identity theft may be the most frequent, costly and pervasive crime in the United States. This presentation will cover the various types of identity theft, to include child ID theft, medical ID theft, tax ID theft and data breaches. The ease of accessing our personal information online and through public information resources will also be discussed. Your presenter is Mr. Andre Lingham, Founder and President for the Center of Elder Justice and Education and a distinguished retired Howard County Police Officer. The Center of Elder Justice and Education was established in 2021 and is a non-profit organization that promotes elder abuse awareness and education. Their mission is done by virtual and in person training to senior citizens, the general public, government agencies, police departments and private institutions. Andre previously served over 30 years in law enforcement and retired from the Howard County Police Department in 2019 to focus full time on elder abuse awareness and education. While a member of the Howard County Police Department, he served as the Senior Citizen Liaison for 5 years. In 2014, Andre was named Howard Police Officer of the Year and 2015 American Legion Law Enforcement Officer of the Year for his work educating and protecting seniors More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

It is estimated that seniors are scammed out of $36 billion dollars per year in financial exploitation. Such exploitation occurs whenever older adults are deprived of their property by improper means. This commonly includes fraud, theft or deceptive behavior. Often the perpetrator of this behavior is a family member, caregiver, or someone who has a relationship of trust with the older adult. This presentation will cover the various types of financial exploitation, scams and frauds that target seniors and the best ways to minimize being victimized. Case studies and interviews with victims are included in the presentation. Your presenter is Mr. Andre Lingham, Founder and President for the Center of Elder Justice and Education and a distinguished retired Howard County Police Officer. The Center of Elder Justice and Education was established in 2021 and is a non-profit organization that promotes elder abuse awareness and education. Their mission is done by virtual and in person training to senior citizens, the general public, government agencies, police departments and private institutions. Andre previously served over 30 years in law enforcement and retired from the Howard County Police Department in 2019 to focus full time on elder abuse awareness and education. While a member of the Howard County Police Department, he served as the Senior Citizen Liaison for 5 years. In 2014, Andre was named Howard Police Officer of the Year and 2015 American Legion Law Enforcement Officer of the Year for his work educating and protecting seniors This webinar is offered in partnership with the Howard County Library System, a longtime supporter of Elville and Associates' educational programs. To learn more about the HCLS, its educational programs and calendar of events, please visit https://live-howardcounty.pantheonsit... or contact Ms. Rohini Gupta, Adult Curriculum Specialist, at rohini.gupta@hclibrary.org. #elvilleeducation #elvillewebinarseries More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

Elville and Associates' Managing Principal and Lead Attorney Stephen Elville offers this webinar discussion about the very important topic of how to select a Trustee. Choosing a Trustee is one of the most intensive pieces of the estate planning process, and a choice not to be taken lightly. Ensure you're educated about all the factors that go into making this important decision. Points of emphasis include: - What is a Trustee and what are their responsibilities? - Types of Trustees and their characteristics - advantages and disadvantages - The perfect Trustee - setting the benchmark for selection - Trustee selection - why is it so important? - Trustee succession and plan design - why so difficult, why so crucial? - Trustee roles in Wills and Trusts - What are some reasons to consider appointing a Corporate Trustee? - Why should you be concerned about "Successor Trustee risk"? #elvilleeducation #elvillewebinarseries More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

This webinar is an in depth overview that thoroughly educates attendees about the essentials of estate and elder law planning. Presented by Elville and Associates' Managing Principal and Lead Attorney Stephen R. Elville, in our Estate Planning and Elder Law Essentials webinar Steve thoroughly educates attendees about estate planning and incapacity planning issues. Some of the topics he addresses include: - understanding the planning process, including the reasons for estate planning - wills vs. trusts - probate vs. non-probate and understanding non-probate devices - the absolute importance of incorporating "flexibility" in your planning - planning for incapacity - understanding the importance of financial powers of attorney, advance medical directives and MOLST - Medicaid - myths versus reality - estate tax planning - asset protection and protecting shares for children and grandchildren - understanding why having outdated documents could provide challenges in the future, and how to achieve perfection for your legacy For CPAs, CFPs, and various other professionals, 1.5 continuing education hours are available for attending this webinar. This webinar is offered in partnership with the Howard County Library System, a longtime supporter of Elville and Associates' educational programs. To learn more about the HCLS, its educational programs and calendar of events, please visit https://live-howardcounty.pantheonsit... or contact Ms. Rohini Gupta, Adult Curriculum Specialist, at rohini.gupta@hclibrary.org. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars. #elvilleeducation #elvillewebinarseries

Presented by the Elville Webinar Series and Elville and Associates' Managing Principal and Lead Attorney Stephen Elville, this webinar delves into the situations that arise after the death of a client, client's family member, or loved one and the trust and estate administration that takes place during that time. Helping advisors and family members understand what their roles are in helping clients and loved ones through the legal process, what that legal process is, and how advisors and other planning team members can best work together in support of clients is of paramount importance during this challenging time for all involved. Learning Objectives: - unraveling the mystery of what happens after the death of a client or loved one - minimizing confusion and providing maximum support to clients and    loved ones at a time of crisis - what is the legal step-by-step process that needs to be taken after death? - what are the practical steps that should be taken after death? - examining the most significant and potentially problematic legal and tax issues advisors and family members should be aware of in the months following the death of a client or loved one - how financial advisors, CPAs, and attorneys can best work together in support of clients #elvilleeducation #elvillewebinarseries More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Elville and Associates welcomes back guest presenter Eric Jorgensen, a Special Needs Advisor with Special Needs Navigator who provides a complete timeline overview of what families and the professionals they work with can expect from the original diagnosis until the child survives the parents. Eric highlights key times when specific planning items such as completing an estate plan, getting life insurance, or applying for SSI should be completed. He also discusses potentially lesser-known resources such as Low Intensity Support Services and Pre-Employment Transition Services. Key takeaways include: - Life insurance, ABLE accounts and Special Needs Trusts are critical tools, but not the plan - Don't wait until your child is in the last year of school to think about his or her transition - You are not applying for benefits for you - delaying because it doesn't seem worth the effort could be sabotaging your child More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Webinar attendees come to understand what is involved in the planning process for a special needs family and the importance of preserving your loved one's financial security and quality of life. Presented by Elville and Associates' Managing Principal and Lead Attorney Stephen R. Elville, this webinar is a broad reaching discussion about planning for their loved one with special needs. The key issues of understanding the role of public benefits, making decisions about the future, Maryland ABLE, and using estate planning and trusts to protect assets are discussed along with the types of special needs trusts and their specific purposes (along with who the decision makers and beneficiaries can be in these trusts). Also, touched upon is the "planning team concept" - how your planning team (attorney, financial advisor, CPA) - can work together to help provide your family peace of mind during the special needs planning process. #elvilleeducation #elvillewebinarseries More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Presenters:  Ms. Ellen Platt & Dr. Michelle Fritsch In part one of the Elville Webinar Series' new Wellness Series, guest presenters Ms. Ellen Platt and Dr. Michelle Fritsch will briefly summarize the last 18 months of the pandemic, discuss how it has impacted us, and how it may impact us going forward.  They will also provide you strategies to help make the best of it. Featuring nationally renowned speakers Ms. Ellen Platt, a certified Aging LifeCare Manager and Owner of The Option Group, and Dr. Michelle Fritsch, a board certified, doctoral trained health professional and founder of Retirement Wellness Strategies and cofounder of Propel Comprehensive Wellness, this presentation is one you will not want to miss! More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

As a business grows its needs for additional workers increases. The law regarding employees is complex and often misunderstood or misapplied. Even innocent mistakes can result in disastrous consequences for the employer. Business law attorney Chuck Borek, J.D.,MBA, CPA, of The Borek Group, LLC and special counsel to Elville and Associates covers the following issues in this webinar session: Distinguishing employees from independent contractors Steps you must take when you hire an employee When you must pay an employee hourly and pay for overtime The effective use of written employment agreements Protections employees enjoy that you may not be aware of More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Webinar attendees come to understand what is involved in the planning process for a special needs family and the importance of preserving your loved one's financial security and quality of life. Presented by Elville and Associates' Managing Principal and Lead Attorney Stephen R. Elville, this webinar is a broad reaching discussion about planning for their loved one with special needs. The key issues of understanding the role of public benefits, making decisions about the future, Maryland ABLE, creating flexibility in your planning, and using estate planning and trusts to protect assets are discussed along with the types of special needs trusts and their specific purposes (along with who the decision makers and beneficiaries can be in these trusts). Also, touched upon is the "planning team concept" - how your planning team (attorney, financial advisor, CPA, and others) - can work together to help provide your family peace of mind during the special needs planning process. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Understanding Alzheimer's and Dementia: A discussion of the risk factors, stages of the disease, and current research will be provided by Ellen Perticone, Owner of Senior Placement Navigators, in collaboration with the Alzheimer's Association. Topics to be discussed include: Understand the relationship between Alzheimer's and dementia Find out how Alzheimer's disease affects the brain Explore the risk factors and stages of the disease Learn about current research and FDA-approved treatments that address some symptoms Identify Association resources More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Pets are an integral part of American life. For many, the great joy, love, affection, and satisfaction derived from the experience of pet ownership is one of life's great experiences. Millions of pet owners across the country make huge sacrifices for the care and maintenance of their pets and consider them part of their family. Pet ownership also provides many ancillary benefits to people, including improved health. Stephen R. Elville, Managing Principal and Lead Attorney of Elville and Associates, P.C., leads a discussion about how individuals may develop pet-related provisions in their estate plan for the care, maintenance, security, and long-term well-being of the pet(s), thereby creating an empowering situation for the owner, the trustee of a trust for the benefit of a pet, the caretaker or custodian of the pet, and for the pet itself. The following topics are discussed: (1) Why clients should consider the use of pet care provisions in Wills and Trusts; (2) Why pet care provisions in power of attorney documents are equally important; (3) Understanding Maryland law relating to pet trusts; (4) Utilizing a stand-alone pet trust versus other alternatives; (5) Understanding practical pet care provisions outside of formal pet trusts; (6) Utilizing Letters of Wishes for pet care; (7) The structure of pet trusts - how does it all work; and (8) The funding and alignment of assets in pet trusts and pet care-related provisions. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.