Blog

Elville and Associates partners with the staff at the National Multiple Sclerosis Society (NMSS) to learn about what MS is, the services and resources they have for people affected by MS, and how to get involved. You also have the opportunity to hear from someone living with MS. Feel free to send in questions to Jeff Stauffer, Community Relations Director with Elville and Associates at jeff@elvilleassociates.com, prior to the event. Attendees: - Learn what MS is - Understand who the National Multiple Sclerosis Society is, resources we have available and how to get involved - Hear from someone living with MS More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

This webinar is an in depth overview that will thoroughly educate attendees about the essentials of estate and elder law planning. Presented by Elville and Associates' Managing Principal and Lead Attorney Stephen R. Elville, in our Estate Planning and Elder Law Essentials webinar Steve will thoroughly educate attendees about estate planning and incapacity planning issues. Some of the topics she will address include: - understanding the planning process, including the reasons for estate planning - wills vs. trusts - probate vs. non-probate and understanding non-probate devices - the absolute importance of incorporating "flexibility" in your planning - planning for incapacity - understanding the importance of financial powers of attorney, advance medical directives and MOLST - Medicaid - myths versus reality - estate tax planning - asset protection and protecting shares for children and grandchildren - understanding why having outdated documents could provide challenges in the future - how to achieve perfection for your legacy More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

"Elder Law attorneys are not just lawyers, they are counselors." Elder Law encompasses many concepts - planning for individuals and families who do not have taxable estates, but who are primarily concerned about the protection of their assets and addressing disability and long-term care issues. Elder Law also encompasses the following: Medical Assistance (Medicaid), long-term care planning, asset protection, nursing home and assisted living selection and placement, special needs planning, guardianship, Social Security issues, Veterans' Benefits, senior housing issues, powers of attorney, advance medical directives, wills, trusts, and more. Join Elville and Associates' Managing Principal and Lead Attorney Stephen Elville as he leads you through this webinar discussion to learn why an Elder Law consultation is an integral part of the planning process. Attendees will learn: -- what is involved in an Elder Law consultation? -- why does an Elder Law consultation serve as a basis for change? -- what do clients want to know and what do they learn in an Elder Law consultation? -- what important Elder Law concepts and new laws are attorneys advising clients about in 2021? -- how could the Biden administration's proposed tax changes affect elder law? More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

"Elder Law attorneys are not just lawyers, they are counselors." Elder Law encompasses many concepts - planning for individuals and families who do not have taxable estates, but who are primarily concerned about the protection of their assets and addressing disability and long-term care issues. Elder Law also encompasses the following: Medical Assistance (Medicaid), long-term care planning, asset protection, nursing home and assisted living selection and placement, special needs planning, guardianship, Social Security issues, Veterans' Benefits, senior housing issues, powers of attorney, advance medical directives, wills, trusts, and more. Elville and Associates' President and Principal Attorney Stephen Elville leads you through this webinar discussion to learn why an Elder Law consultation is an integral part of the planning process. Attendees learn: - what is involved in an Elder Law consultation? - why does an Elder Law consultation serve as a basis for change? - what do clients want to know and what do they learn in an Elder Law consultation? - what important Elder Law concepts and new laws are attorneys advising clients about in 2020? Available to clients, advisors, and the general public, 1.5 continuing education hours are available for Certified Financial Planners and CPAs attending this presentation. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Most Americans hold a variety of assets and information digitally, and this has become a crucial issue for estate planning. Not only are valuable assets such as PayPal balances, cryptocurrency, bank and brokerage accounts, and software licenses maintained online, assets of practical or sentimental value may also only be accessible digitally, like photos, music, and contact lists. In addition, there may be memberships and subscriptions that continue to automatically renew after the decedent's death and automatic bill payments that will unexpectedly deplete bank accounts or charge credit cards. It is impossible to properly protect and handle an asset that nobody knows about or has access to. For all of these reasons planning for digital assets has become something everyone needs to consider. Join business law attorney Charles Borek, Special Counsel to Elville and Associates and Founder of The Borek Group, LLC, for a discussion regarding "Protecting and Dealing with Your Digital Assets." After this session you will be able to: -- Distinguish between ownership and access revealing some surprising realities -- Recognize federal laws that have an impact on planning for digital assets Identify the three different types of state laws affecting digital assets -- Determine the steps necessary to properly plan regarding digital assets -- Choose the correct method to document your digital assets -- Select the proper fiduciary to handle your digital assets and the powers to grant

The Setting Every Community Up for Retirement Enhancement (SECURE) Act is one of the most significant pieces of retirement legislation in more than a decade. On March 7, 2020 at Elville and Associates' Client Care Program continuing legal education event, the firm's Managing Principal and Lead Attorney, Stephen Elville, stated that the SECURE Act, and the income tax ramifications it has for most of our clients (mainly, the acceleration of income tax to beneficiaries of inherited IRAs), is arguably the most important tax and asset protection issue clients have been presented with in the past 10 years. In his view, there are basically two main issues (or questions) clients and their families need to address. They are: (I) determine whether any changes need to be made to your estate planning documents; and (II) determine whether you wish to (or should) address the income tax and other impacts of the SECURE Act on your retirement plan assets, your non-exempt beneficiaries, and your estate plan as a whole, including the acceleration of income tax to your beneficiaries, loss of tax deferral to your beneficiaries, and potential loss of asset protection to your beneficiaries. Mr. Elville will discuss The SECURE Act - One Year Later, and how it will impact your estate planning and retirement. Key topics for discussion include: • Limiting Stretch IRAs • Annuity allocations in 401(k) • No IRA contribution age limit • Small employer retirement plans • RMDs, required minimum distributions, at age 72 • Expansion of 401(k) plan participation to more part-timers • More informative statements for defined contribution plans • Limited penalty-free distributions on birth or adoption of a child • Acceleration of RMDs for most inherited retirement accounts • "Kiddie tax" provision • Expansion of section 529 plans More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Senior Principal and estate planning attorney Olivia Holcombe-Volke offers this discussion regarding the financial planning aspects of estate planning. Estate planning is so much more than a static set of documents. Learn why your estate plan needs to work in concert with the rest of your financial plan and why your estate planning attorney should be an integral part of your "planning team" - your financial planner/financial advisor, CPA, and other professionals" - to ensure your plan works smoothly and as intended. Topics to be discussed include: - Asset Alignment/Funding of the Estate Plan: Why is this so vital, and what does it mean? - Beneficiary Designations: When, Why, How - Addressing the nuances depending on the type of estate plan, the type of asset, and the specific beneficiaries - The Financial Planner/Financial Advisor: Why this is an integral piece in the success of an estate plan, from inception to ultimate administration Open to clients, financial advisors, and the general public, 1.5 continuing education hours are offered to CFPs, CPAs, and other professionals who attend. This webinar is offered in partnership with the Howard County Library System, a longtime supporter of Elville and Associates' educational programs. To learn more about the HCLS, its educational programs and calendar of events, please visit https://live-howardcounty.pantheonsit... ​ or contact Ms. Rohini Gupta, Adult Curriculum Specialist, at rohini.gupta@hclibrary.org. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

This webinar is an in depth overview that thoroughly educates attendees about the essentials of estate and elder law planning. Presented by Elville and Associates' Managing Principal and Lead Attorney Stephen R. Elville, in our Estate Planning and Elder Law Essentials webinar Steve thoroughly educates attendees about estate planning and incapacity planning issues. Some of the topics he addresses include: - understanding the planning process, including the reasons for estate planning - wills vs. trusts - probate vs. non-probate and understanding non-probate devices - the absolute importance of incorporating "flexibility" in your planning - planning for incapacity - understanding the importance of financial powers of attorney, advance medical directives and MOLST - Medicaid- myths versus reality - estate tax planning - asset protection and protecting shares for children and grandchildren - understanding why having outdated documents could provide challenges in the future, and how to achieve perfection for your legacy More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Join Elville and Associates as we welcome Dr. Tyler Raup, a clinical audiologist with Chesapeake Hearing Centers, for this insightful webinar presentation about "The Impacts of Hearing Loss as We Age." The itinerary/topics include: -How we hear -Common causes of hearing loss -Impacts of hearing loss on overall health -Impact of hearing loss on cognition and brain function -How your hearing loss impacts yourself and those around you -What can be done if you do have hearing loss More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Join Elville and Associates' Principal Attorney Meghan McCulloch and Associate Attorney Michael Joseck as they offer this webinar discussion about the very important topic of trustees, their duties, and how to choose the right one for you. Choosing a Trustee is one of the most intensive pieces of the estate planning process, and a choice not to be taken lightly. Ensure you're educated about all of the factors that go into making this important decision, along with understanding their responsibilities. Points of emphasis will include: - What is a Trustee and what are their responsibilities? - Types of Trustees and their characteristics - advantages and disadvantages - The perfect Trustee - setting the benchmark for selection - Trustee selection - why is it so important? - Trustee succession and plan design - why so difficult, why so crucial? - Trustee roles in Wills and Trusts - What are some reasons to consider appointing a Corporate Trustee? - Why should you be concerned about "Successor Trustee risk"? More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

Everyone thinks they know about Social Security disability, but do they really? Presented by Elville and Associates' Social Security disability attorney and principal, Meghan McCulloch, this webinar recording provides a general overview of the Social Security disability eligibility rules and adjudication process along with practical examples. Topics Include: • The difference between SSI and SSDI • Medical qualifications for disability and Social Security's "Sequential Evaluation" • How to prove disability and common misconceptions • Ancillary Social Security benefits • Practical examples and demonstrations More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.

It can be hard to tell if you or a loved one has Parkinson’s disease (PD). With early detection, treatment and expert care, many people live longer, productive lives with Parkinson’s. The rate of progression varies from one person to another, but there are many common symptoms and scenarios. Learn to spot the early signs of Parkinson’s Disease and steps to take to manage the disease. Dawn Lewis Teaches How to Spot the Early Signs of Parkinson's Disease Presented by The Parkinson’s Foundation’s Development Manager Dawn Lewis, this webinar video teaches about the importance of early detection, treatment, and expert care. Key takeaways from the webinar include: Knowledge on the signs a neurologist uses to assess a diagnosis of PD) , Lifestyle changes to manage to the progression of PD — Resources available through the Parkinson’s Foundation Open to clients, financial advisors, and the general public. This webinar is offered in partnership with the Howard County Library System, a longtime supporter of Elville and Associates and its educational programs. To learn more about the HCLS, its educational programs and calendar of events, please visit https://live-howardcounty.pantheonsit... ​ or contact Ms. Rohini Gupta, Adult Curriculum Specialist, at rohini.gupta@hclibrary.org. More Webinars from Elville and Associates The education of clients and their families through counseling and superior legal-technical knowledge is the mission of Elville and Associates.  We hold multiple educational events every month. Click to view our calendar of educational webinars and events or visit the Elville and Associates YouTube channel to view recordings of our past webinars.